Privacy Policy

Your privacy and data security are our top priorities

Last Updated: December 15, 2024

Introduction

Welcome to Midas Portal ("we," "our," or "us"). We respect your privacy and are committed to protecting your personal data. This privacy policy explains how we collect, use, disclose, and safeguard your information when you use our insurance management platform.

This policy applies to all users of Midas Portal, including insurance agencies, their staff members, and end customers who access our platform.

Information We Collect

Personal Information

We collect information that you provide directly to us, including:

  • Name, email address, phone number
  • Business information (company name, address, tax ID)
  • Customer data (insurance policy details, claims information)
  • Payment and billing information
  • Communication preferences
Automatically Collected Information

When you use our platform, we automatically collect:

  • Device information (IP address, browser type, operating system)
  • Usage data (pages visited, features used, time spent)
  • Log data (access times, error logs)
  • Cookies and similar tracking technologies
Insurance-Related Data

As an insurance management platform, we process:

  • Policy information (coverage details, premium amounts, policy terms)
  • Claims data (incident details, supporting documents, claim status)
  • Customer information (personal details, family members, contact preferences)
  • Financial transactions (premium payments, commission calculations)

How We Use Your Information

We use the collected information for the following purposes:

Service Delivery
  • Provide and maintain our services
  • Process insurance policies and claims
  • Send notifications and reminders
  • Customer support and communication
Platform Improvement
  • Analyze usage patterns
  • Improve platform features
  • Develop new functionality
  • Enhance user experience
Security & Compliance
  • Prevent fraud and abuse
  • Ensure platform security
  • Comply with legal obligations
  • Enforce terms and policies
Communication
  • Send service updates
  • Respond to inquiries
  • Marketing communications (with consent)
  • Product announcements

Data Sharing and Disclosure

We do not sell your personal information. We may share your data in the following circumstances:

Service Providers

We work with third-party service providers for hosting, payment processing, email delivery, and analytics. These providers are contractually obligated to protect your data.

Legal Requirements

We may disclose information when required by law, court order, or government regulation, or to protect our rights and safety.

Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.

Data Security

We implement industry-standard security measures to protect your information:

  • Encryption: All data is encrypted in transit (TLS 1.3) and at rest (AES-256)
  • Multi-Tenant Isolation: Complete data separation between insurance agencies
  • Access Controls: Role-based permissions and two-factor authentication
  • Regular Backups: Automated daily backups with disaster recovery procedures
  • Security Audits: Regular vulnerability assessments and penetration testing
  • Monitoring: 24/7 security monitoring and incident response

Your Privacy Rights

You have the following rights regarding your personal information:

Access Request a copy of your personal data we hold
Correction Request correction of inaccurate or incomplete data
Deletion Request deletion of your personal data (subject to legal obligations)
Portability Receive your data in a machine-readable format
Objection Object to processing of your data for specific purposes
Restriction Request restriction of processing in certain circumstances
Withdraw Consent Withdraw consent for marketing communications at any time

To exercise these rights, please contact us at privacy@midastech.in

Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience:

  • Essential Cookies: Required for platform functionality and security
  • Performance Cookies: Help us understand how you use our platform
  • Functional Cookies: Remember your preferences and settings
  • Analytics Cookies: Provide insights into platform usage and performance

You can manage cookie preferences through your browser settings. Note that disabling certain cookies may affect platform functionality.

Data Retention

We retain your information for as long as necessary to:

  • Provide our services to you
  • Comply with legal and regulatory requirements
  • Resolve disputes and enforce agreements
  • Maintain business records and analytics

Insurance-related data is retained according to industry regulations and legal requirements, typically 7-10 years after policy expiration.

International Data Transfers

Your information may be transferred to and processed in countries other than India. We ensure appropriate safeguards are in place for such transfers, including:

  • Standard contractual clauses approved by regulatory authorities
  • Adequacy decisions by competent authorities
  • Privacy Shield or equivalent frameworks where applicable

Children's Privacy

Midas Portal is not intended for children under 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

Changes to This Privacy Policy

We may update this privacy policy periodically. We will notify you of significant changes via email or platform notification. The "Last Updated" date at the top indicates when the policy was last revised.

Contact Us

If you have questions or concerns about this privacy policy or our data practices, please contact us:

WebMonks Technologies

C243, Second Floor, SoBo Center, Gala Gymkhana Road, South Bopal, Ahmedabad - 380058, Gujarat, India

privacy@midastech.in

+91 80000 71413